HARP 2.0 Comparison ShoppingI have been approved for a HARP 2.0 refinance with my current lender and it has proceeded to underwriting. The rate I locked in was 4.875 for a 30 year fixed. My current loan is 225,000. My estimated value is about 120,000. My concerns are that the rate is too high. And they are charging almost 3k in origination fees.I have tried to shop around, but every other lender is usually stuck at 125% LTV. This leads me to believe they are still stuck on Harp 1.0. So are there any tips on people looking for a harp 2.0 lender? And should I be concerned about the 4.875% rate and the closing costs being too high?ThanksApril 19 2012 - Phoenix00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.