HARP 2.0 Subordination of 2nd MortgageI am going through the process of a HARP 2.0 refi on my home. The bank I have my 1st mortgage with contacted me and go the ball rolling on this. Everything has been waiting, ready to go, except the sub request from the credit union that holds the 2nd mortgage. When we finally got a responce 22 days later, it was denied because the primary lender didn't send in the correct paperwork for subordination requests over 80% LTV. I contacted the 2nd bank and was told the paperwork would be reviewed in 48-72 hrs of receiving it. Its now been 6 business days, my nerves are shot to hell. Of course I'm hoping that I haven't heard because the sub was approved and its going through underwriting. Is this normal? Not sure what to think. If this fell through over a 24K loan, I'd be crushed.June 01 2012 - Yuba City00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.