HARP 2.0 refinanceWe are trying to refinance under HARP 2.0, would like to know if we are eligible. Below is our current situation:- has short sale history on our previous home, was finalized 12/2009;- bought another house (which is our current primary residence) in 05/2008;- owned by Fannie Mae;- credit score around 720;- current mortgage is @ 5.875% rate fixed for 30 yrs.- LTV is @ 86%;- no late mortgage and property tax payments or delinquencies from the time the house was bought;- we have tried to do in-house refinancing (our loan is with One West bank formerly Indymac) but because of the PMI they cannot do it.Thanks! April 10 2013 - Vallejo00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.