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Hello,We bought our house in July 2008 and are now hovering between 95% to 105% LTV depending on the direction of the market. Our loan is with Chase, but has LPMI. We have been told we are perfect candidates for HARP or HARP 2.0 for a while now except for the LPMI. We were hoping the new changes rolling out last weekend (availibility of the automatic underwriting software from Fannie/Freddie) would make it easier to find an independent broker or lender willing to help us refinance. I am finding mixed responses, and very little interest in helping us. We have great credit, no missed payments, and are able to pay the current loan. How would one go about finding a lender who is willing and able to help refinance with the new rules in place? Thanks!
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