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HARP REFI

have 91K bal with 18 yrs  mortgage just sold to nationwide. they are offering 30 yr fxd 5.125 credit score range 702 to 650.  do I need to deal with them or can any other mortgage co support me ? will they be willing to work with me ? nationwide seems to be more of a take it or leave it  thx in advance
  • June 12 2013 - Lehman Township
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Answers (5)

You do not need to use them.  Shop around.  Seems like a high rate.
  • June 12 2013
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Profile picture for user5941967
yes primary home. yes Fannie mac

would like reduce monthly payments  possible pay additional 1K towards  principle each year beg 2nd year  to reduce term
  • June 12 2013
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Yes, you can work with any lender you choose.  Is this your primary residence?
  • June 12 2013
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Shop the loan for the best deal.  Do you want a 30 year?  You can change the terms so you do not lose the last 12 years.
  • June 12 2013
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If you do qualify for HARP-you can go with any lender. Try these links to see if you qualify for HARP-
https://ww3.freddiemac.com/corporate/
http://www.knowyouroptions.com/

Good Luck.
  • June 12 2013
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