Profile picture for meincoldspring

HARP2 refi rates

We just got a quote for a 30 year fixed rate of 4.5% and .8 of a point and $375 application fee with 45 day lock to refi a vacation home near Reno NV.  Current mortgage balance is 218300, property's current value is 225000, and we have no pmi on the current loan.  Is this a good rate or not?
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
April 02 2012 - Reno
We think we've answered this question for you!
  • Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.
 
 

Answers (1)

........except for the 45 day lock; lenders are so backed up with these that you'll end up paying for lock extensions and by then you'll be far into the process to be choosy. 

  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
April 02 2012
 
Related Questions
whats cya?
Profile picture for Pasadenan
Latest answer by Pasadenan
August 10 | 8 answers
harp rates?
Profile picture for Dennis Rooney
Latest answer by Dennis Rooney
August 09 | 5 answers
Should I refi a rental that is intrest only loan and underwater.
Profile picture for Brian Goetz
Latest answer by Brian Goetz
February 24 | 5 answers
Refi or Cash Out
Profile picture for Mike Lombardo
Latest answer by Mike Lombardo
December 18 2013 | 6 answers
  • Asked by Albert Sung
  • In Refinance
  • December 12 2013
HARP REFI ON HELOC
Profile picture for Barb Lanis
Latest answer by Barb Lanis
October 19 2013 | 1 answers
Mortgage Rates
 
Be A Good Neighbor

Zillow Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy.

Homes for Sale
  1. 17750 Sapphire Canyon Ct, Reno, NV Home For Sale
    17750 Sapphire Canyon Ct, Reno, NV 89508

     For Sale: $279,850

    • Beds: 4
    • Sqft: 2228
    • Baths: 2.0
    • Lot: 12002
  2. 3095 Lakeside Dr APT 108, Reno, NV Home For Sale
    3095 Lakeside Dr APT 108, Reno, NV 89509

     For Sale: $94,900

    • Beds: 2
    • Sqft: 1074
    • Baths: 2.0
    • Lot: 44
  3. 330 Cortono Dr, Reno, NV Home For Sale
    330 Cortono Dr, Reno, NV 89521

     For Sale: $279,900

    • Beds: 3
    • Sqft: 1837
    • Baths: 2.0
    • Lot: 4791
 
 
 
Sign in with Google