HELOC needed, exceeding the 43% limit on debt to income ratioHi,My debt to income ratio is 36% currently and I am looking for a HELOC of $100k but the debt to income ratio goes above 43%. My LTV after the 100k HELOC will be 80% and my credit score is 800. Is there a way to qualify for a HELOC (or another kind of loan) where my LTV stays below 80% but debt to income ratio is higher than 43%?June 12 2014 - Boston00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.