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HELP What loan can I get? found foreclosed house in Indiana but bad Debt to Income Ratio !

I have over 700 credit score and have never been late on a payment.  The credit card debt is high but that is my only payments and it is because of paying for school.  My income is low now because I am almost ready to graduate college. 
My debt to income ratio of course is too high for the 2nd part.  The first one I am ok. 
What are my choices if any to buy a foreclosed home in Indiana?
HELP PLEASE because I found a home and want to put an offer on it asap!
  • January 26 2010 - Hobart
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