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Answers (4)
The FAQ on HARP is incorrect,
You must have closed you current mortgage on or before May 21, 2009
- should read:
You must have closed you current mortgage on or before May 21, 2009
- should read:
The mortgage must have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009. (This is different than having closed prior to May 31, 2009 because eligibility is based on delivery date to the GSE and not closing date)
It also says:
You cannot have completed a HARP refinance since June 1, 2009;
- should read:
It also says:
You cannot have completed a HARP refinance since June 1, 2009;
- should read:
The mortgage cannot have been refinanced under HARP previously unless it is a Fannie Mae loan that was refinanced under HARP from March-May, 2009
- Andreasmolin
- Contributions:0
Dgroutt, you might want to try out Zillow's HARP calculator to see if you might be eligible for a HARP refinance. http://www.zillow.com/mortgage-calculator/harp-eligibility/
- wayne lancaster, "funds2"
- Contributions:1175
Wetdawgs,
Good reference material for consumers and loan officers. Kudo's.
Good reference material for consumers and loan officers. Kudo's.
- wetdawgs
- Contributions:26804
Zillow has put together an FAQ on HARP 2.0 . The very bottom item in the FAQ addresses your question about rental property.
Had to rent primary residence...how do I refi?
I believe that we qualify for HARP 2.0 unless we are disqualified because the house is now rented. True/False? What is the process of refinancing a former primary residence once it becomes rental property?
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