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We've had good success with USDA loans but it is only available in communities with fewer that 20,000 people. In April we had a couple qualify on only his income with a 620 credit score nothing down and barely squeeked through on DTI. We also have a few proven lenders that we highly recommend because they just seem to be able to get the loans done when others can't.
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For Sale: $88,500
For Sale: $225,000
For Sale: $94,500