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What do you consider bad credit? If you give a few examples of what you consider 'bad credit' some of us might better be able to let you know if you may qualify for an RD loan.
the GRH program does allow certian credit wavier, automated GUS approval and other compensating factors. if you would like more in formation go direct to this USDA GRH information only site. link
Bad credit means the borrower has not or will not follow the rules required to be a good borrower. Consider spending the 8-24 hours necessary to learn what you need to do to get a 700+ FICO score.
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For Sale: $65,000