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Has anyone got a usda loan with bad credit?

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February 28 2010 - Waterville
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I only have a 580 score
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March 02 2010
What particular issues concern you about your credit?  USDA is actually relatively forgiving.
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March 02 2010

What do you consider bad credit?  If you give a few examples of what you consider 'bad credit' some of us might better be able to let you know if you may qualify for an RD loan.

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March 02 2010

the GRH program does allow certian credit wavier, automated GUS approval and other compensating factors. if you would like more in formation go direct to this USDA GRH information only site. link 

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March 02 2010
Yes you can get a USDA loan with less then perfect credit. Check out [link removed by moderator] to apply.
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March 02 2010
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Yes, I am in escrow now using this program. It has been a very easy process, even after a BK, and I am getting a 30 yr. fixed at 5.5%!
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February 28 2010

Bad credit means the borrower has not or will not follow the rules required to be a good borrower.  Consider spending the 8-24 hours necessary to learn what you need to do to get a 700+ FICO score.

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February 28 2010
 
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