Close

See current mortgage rates on Zillow Mortgage Marketplace

Has anyone successfully negotiated away "junk" fee/closing costs with an online lender?

Profile picture for cdyonkman
I've done this with a brick and mortar lender, what is the success rate with online lenders?

  Flag content
Close
Report a Problem

Please enter a valid email address.

Stating a discriminatory preference in an advertisement for housing is illegal. If you think this content is discriminatory or otherwise inappropriate and feel it should be removed from Zillow, please let us know by completing the information above.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.

0Yes

December 26 2008 - Fort Wayne
 Email Share
 RSS
  • Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.

Answers (2)

Profile picture for Frederic Guitton
"Junk fees" are in many cases paying for a true service. Focus your negotiation on rate and points/ origination fees. Fees should be compared but lenders have little flexibility on these for many reasons like equal opportunity lending.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Stating a discriminatory preference in an advertisement for housing is illegal. If you think this content is discriminatory or otherwise inappropriate and feel it should be removed from Zillow, please let us know by completing the information above.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.

0Yes

December 26 2008
Profile picture for Georgia Loans
Lenders are lenders. If you dont want to pay " junk Fees ", then lenders will adjust the rate to cover them. 
  Flag content
Close
Report a Problem

Please enter a valid email address.

Stating a discriminatory preference in an advertisement for housing is illegal. If you think this content is discriminatory or otherwise inappropriate and feel it should be removed from Zillow, please let us know by completing the information above.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.

0Yes

December 26 2008
 

Have a question? Ask it here.

What's this?
Close

By starting a discussion, you can expect more of an interactive, back-and-forth experience where the conversation can go in many different directions.

Or start a discussion
Related Questions
Profile picture for workabee
QuestionWhat can I do to get more (or better) quotes for my loan request ZR-GCQFPNW
  • Latest answer by workabee
  • June 24 2011
Profile picture for Simon Mills
QuestionDo I have any options for refinance 1st and second mortgage, underwater?
  • Latest answer by Simon Mills
  • July 08 2010
Profile picture for Frederic Guitton
QuestionHas anyone successfully negotiated away "junk" fee/closing costs with an online lender?
  • Latest answer by Frederic Guitton
  • December 26 2008
Mortgage Rates
Be A Good Neighbor

Zillow® Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy

Homes for Sale
  1. 6315 Liberty Dr, Fort Wayne, IN Home For Sale
    6315 Liberty Dr, Fort Wayne, IN 46809

     For Sale: $84,900

    • Beds: 3
    • Sqft: 1498
    • Baths: 1.5
    • Lot: 25200
  2. 7127 Eby Rd, Fort Wayne, IN Home For Sale
    7127 Eby Rd, Fort Wayne, IN 46835

     For Sale: $72,500

    • Beds: 3
    • Sqft: 1056
    • Baths: 1.5
    • Lot: 10400
  3. 5327 Willman Ln, Fort Wayne, IN Home For Sale
    5327 Willman Ln, Fort Wayne, IN 46835

     For Sale: $165,800

    • Beds: 4
    • Sqft: 2115
    • Baths: 2.5
    • Lot: 9170