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  • km9
  • Contributions:128

Hazard insurance has my information wrong. Do I tell them?

Got a quote that seems good.  Great coverage for a reasonable price.  I am almost ready to close escrow and the insurance rep wants me to sign the forms to get started.  I sign and return the document as requested.  Then I noticed on the forms that a couple of items were marked "no" that should be "yes".  It asked if the home is within 1000 ft of brush.  It also asked if there was a 30% slope for more than 20 ft. near the house.  Both answers are supposed to be "yes", but I was never asked about these things.  Should I bring these items up and chance having to scramble around for another insurer so late in the game?  Or should I wait until after purchase and deal with it then?  I am already $850 deep (appraisal, etc.)
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January 27 2011 - Santa Clarita
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Profile picture for km9
  • km9
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Another thing, what is defined as "brush exposer" anyway?  
"it was green and healthy when I moved in".
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January 27 2011
Profile picture for the_country_hick
There could be a problem. If the insurance form is filled out wrong the insurance company just might cry fraud and not pay off if or when a claim arises. Yes, I would get this taken care of immediately.
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January 27 2011
 
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