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Is this a program where lenders are required to lend with those criteria, or is it still discretionary?
Let's not be so fast to put this housing bubble bust on the people with lower credit scores....these people was not the ones buying $300k- and up homes that were high end that went into foreclosure...Almost half of the high end builders had to sale there homes for far less.Most of the lower score buyers who had FHA fixed rate loans are still in their homes. Let's see how this works.
I have clients that are in the 500 bracket so providing them with an alternative solution will open up doors for them.
Wells Fargo is the worst Bank ever, they may make a buyer think they will accept them, however they stall and stall, until they allow you to loose the home then they come back with a denial.
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For Sale: $125,000
For Sale: $260,000
For Sale: $149,396