Help on Mortgage Interest Lock/ InformationFirst Time Buyers- So we found a home and got offer accept and already were pre-appove for the loan. On May 27 we went to the Lender to complete the application and all the disclouser forms and pay for the appraisal of the home. Loan Officer said he would order the appraisal and should take 2 weeks to get back. At that point our interest raing was at 3.87%. Kept call to touch up and they said should be done this week and soon. On Thursday another Loan Officer called me and said it would be another $150 for the appraisal because they had to find another company to do the appraisal, they give me different excuses and said the appraisal should be done yesterday and I asked what the rate was and she stated 4.27% I ask again if I could lock it and she said not until the loan is approved. June 25 2013 - Harrisburg00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.