High Income only fair creditWhat is a good strategy for future purchase. I never missed or was late on my mortgage. Sold my house for breakeven in 2010. Am currently renting/shopping. Because of a lot of personal problems (divorce/deaths) in the last few years I have not been diligently paying my bills on time, but I have ample capacity. I earn over 6-figures and my spouse about $50K. He has a good credit score over 700 mine is hovering around 600, but I make triple his salary. How will we be viewed when looking for a mortgage? We are debt free with only a $400.oo a month car payment as our fixed cost. March 01 2012 - San Francisco00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.