High debt to income -need refinance - not walking away like my neighbors!Currently my mortgage is with Bank of America. I am current, never been late & have good credit. I do have debts - car payment, student loans and cc- but I pay every month and on time. Bank of America says I can't refinance due to my debt to income. Are there lenders who I can chat with regarding my situation? I have decided to stay in my unit - even though half in my building are in short sales or foreclosures. It is frustrating when you want to do the right thing - but can't take advantage of a good rate. Any suggestions?Thank you!!!November 29 2010 - Chicago00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.