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Higher LTV

Any mortgage lander to refinance higher than 80% LTV in the bay area? not qualifying for HARP... 
  • July 17 2012 - US
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Answers (2)

What loan amount and loan term are you seeking? FHA allows up to 97.75% of appraisal, if you can afford a 15 year payment tue mortgage insurance amount is very reasonable and would drop off once you reach 78% of appraisal value.
  • July 17 2012
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Yes.  However, are you currently paying mortgage insurance (MI)? If not, by refinancing into a non-HARP loan with an LTV above 80%, you will be required to pay MI.
  • July 17 2012
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