Home Appreciation Hi,I have a novice question. If my home appreciates by about 4% annually and I am paying 4.125 APR, what am I really saving by buying a house? Arent the two contradicting themselves?Thanks!September 01 - Moorpark00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.