Home Buying First Steps: Check your Credit ScoreLenders use your credit history to get an idea of what loan you qualify for. Good credit will help get you a lower rate and a larger mortgage. Go to www.AnnualCreditReport.com to get a free copy of your credit report. Study your report and make sure everything is accurate. [self promotion deleted by Zillow moderator]Kim KetcherERA Johnny Owens Residential[contact information deleted by Zillow moderator. Please refer to our Good Neighbor Policy for posting guidelines]October 22 2011 - Lawton00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.