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Home Loan Questions

Hello I have a question regarding getting a new home loan,

I have just started my first job in which my salary is around 80,000 dollars a year but I do not have any W2's or tax returns showing my income, all I have are my most recent pay stubs, from the past 30 days and my bank account statements that show my check deposits.

Are there any loan options out there for me? My wife also works and has been there a while so she is able to show tax returns and w2's........ we file together
  • December 11 2012 - US
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Answers (3)

This sounds very doable. First-time homebuyer programs are often available as long as you have income documentation, assets and good credit. Good luck!
  • December 12 2012
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if this is your first job after college you should be fine.  you need to reach out to a loan officer so all aspects of your situation can be reviewed.
  • December 11 2012
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Yes, go visit a loan officer at your bank and go see a mortgage broker and speak with them about loans. Sign nothing and pay nothing just get information. I think you will be able to get a loan, but they will be able to tell you for sure. Good luck.
Tim
  • December 11 2012
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