Home Loan approvalI was just recently married earlier this year and wanting to purchase a home. My credit score is a 700 and my other half has a 540.. I know I could be approved by myself but that lowers the amount I can purchase because of debt to income. Can I get approved even though my spouses score is much lower? What is the amount do we have to have down to purchase a home? I've been told 20% 10% 5% and 3%.. and 0% on VA all though neither is eligible for that. We are looking to purchase in the next 6 months and just want to have game plan in effect. purchase amount if it matters is 240,000- 275,000 ....Thanks to all that can assist..August 14 2014 - Prien00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.