Home appraisal resultI have a house that was appraised in 2003 for $82000. We just got an appraisal for refinance and they said its worth $87000. We've put close to $30,000 into this house, new fence, new kitchen, new furnace, central air. I can't believe they are saying my home value went up only $5000 in 7 years. Now to get the refinance interest that we want, we have to pay an additional $27/month mortage insurance. What is that? Should I get a second opinin on this? This appraiser alone cost $385 and he was here for 2 minutes. Looked at the land survey and took pics from the backyard.August 10 2010 - Cheektowaga00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.