Homeowners InsuranceYour homeowners insurance policy probably isn't something you review as often or as closely as bank statements or tax documents – but staying in the dark can cost you, experts say.Nearly a third of consumers polled by MetLife last June didn't know how much their home, condo or townhouse was insured for.Checking up on a homeowners insurance policy isn't typically on an average customer's to-do list, but it doesn't have to be hard, says Madelyn Flannagan, the Independent Insurance Agents & Brokers of America's vice president of agent development, education and research. Insurers are required to send renewal notices each year, reflecting changes in coverage and premium charges. And insurance information often comes with annual interest statements from your mortgage company, she says."That's a great opportunity to take a look at your homeowners policy," and can help determine if you need to adjust coverage to reflect changes in your home or lifestyle in the past year, Flannagan says.March 30 2011 - Naples0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.