Homeowners InsuranceMy credit score is 622. I have qualified for a mortgage and now am looking for homeowners insurance. I am worried that when they pull my credit to approve the insurance it will drop below 620 and I will no longer qualify at closing. My question is do both my husband and I need to be named on the insurance or can my husband apply on his own? He has better credit than I do.June 13 2014 - Seattle00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.