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Answers (14)
- HomeServiceNet
- Contributions:6
There will obviously be limitations, you would again have to check with your local home inspector.
And they are not available in all areas. Terms and conditions may vary from location to location. Inspector to inspector
And they are not available in all areas. Terms and conditions may vary from location to location. Inspector to inspector
- sunnyview
- Contributions:25135
How long is this limited guarantee inspection period? Are there limits to what is covered? I ask because I have yet to see an inspector pay a dime for a repair that they failed to detect due the way that the inspection contracts are often written.
Homeowners often get home warranties to cover unknown defects, but I have yet to see an inspector pay anything for missing them in the first place. Is it different in your area?
Homeowners often get home warranties to cover unknown defects, but I have yet to see an inspector pay anything for missing them in the first place. Is it different in your area?
- HomeServiceNet
- Contributions:6
Every inspector would be different depending on the agreement you had with them. But many now offer a limited warranty:
EXAMPLE:
This Limited Inspection Guarantee addresses specified elements of the property which were found to be in satisfactory condition - at no additional cost to you! Your local Inspector provides reimbursement to home buyers for selected unexpected repair expenses during the Limited Inspection Guarantee period.
EXAMPLE:
This Limited Inspection Guarantee addresses specified elements of the property which were found to be in satisfactory condition - at no additional cost to you! Your local Inspector provides reimbursement to home buyers for selected unexpected repair expenses during the Limited Inspection Guarantee period.
- sunnyview
- Contributions:25135
I have question that I hope you can help with HomeService. What happens if the inspector misses something? Are new homeowners allowed to collect by making a claim on their E&O Policy for the items that should have been caught that were missed?
- HomeServiceNet
- Contributions:6
Whether this is your first time buying a home or you have bought and sold many homes, We recommend you obtain a professional home inspection to take advantage of these benefits:
- Find out what type of systems and components exist in your new home.
- Determine the condition of the systems and major components of the home.
- Understand how the systems and structural components of your new home function.
- Learn how to maintain your new home to improve the enjoyment and value of your home.
You should also find an Inspector with a warranty and insured with E&O General Liability insurance.
- Andy Cleaves, "Andy Cleaves"
- Contributions:1351
Best bet is a good home inspector and a home warranty!
- redco66
- Contributions:10
If you know nothing about house construction or possibles house construction problems I really recommend watching the show Holmes on Holmes . And No I have nothing to gain by recomending his show, I have no association with it. It is filmed in Canada, I am in California.
I wish I had seen several of the episodes before buying a house since I knew very little about what can go bad in a house. I have even talked to construction workers who have had no idea of what can go wrong in a house that is 30 or 50 years old. I would have avoided disastors that inspectors missed , I would have known what to look for. I started watching it to learn.
I wish I had seen several of the episodes before buying a house since I knew very little about what can go bad in a house. I have even talked to construction workers who have had no idea of what can go wrong in a house that is 30 or 50 years old. I would have avoided disastors that inspectors missed , I would have known what to look for. I started watching it to learn.
- Verni Jones, "vernijones1"
- Contributions:129
I "Ditto" Lily Pigg She had very good advise.
- Lily Pigg, "Lily Pigg"
- Contributions:224
There will always be unexpected problems ("surprises") after the purchase of most homes.
Inspections are the best way to go. However, I have had inspectors miss important details during an inspection.
I recommend purchasing a home warranty, specially for the first year since you don't know the home's history. However, review home warranties from different companies to make sure you get the best.
Make sure you understand what is cover and to what extent. Also, how much would they charge per occurrence, and would they replace the item in case the item is unfixable.
- hpvanc
- Contributions:2570
Personally I just plan on being able to handle the surprises when they arise. Save up and keep a sufficient emergency fund, so that the surprises don't force you into financial ruin, as well as live within your means so that when a pleasant surprise/opportunity comes up you can pay for and enjoy that too.
- John Stewart, "nwhome.us"
- Contributions:2162
There better be surprises. Without them life would be boring.
If you are prone to blaming other people for what life hands you, don't by a house; rent.
If you are prone to blaming other people for what life hands you, don't by a house; rent.
- Dan, "the_country_hick"
- Contributions:4695
Buy a new house. Then the builder has to offer a warranty for a stated number of years.
The 9 months later your builder goes out of business and the warranty is worthless.
Buy a used house. Everything checks out fine with 3 inspections. Then 1 month later the furnace dies. 2 weeks after the water pump dies. Another 3 months and the a/c stops working.
I guess there is no way to get no surprises when buying a house new or used.
The 9 months later your builder goes out of business and the warranty is worthless.
Buy a used house. Everything checks out fine with 3 inspections. Then 1 month later the furnace dies. 2 weeks after the water pump dies. Another 3 months and the a/c stops working.
I guess there is no way to get no surprises when buying a house new or used.
- sunnyview
- Contributions:25135
You don't know that there will be no surprises. Good inspections before you buy, solid due diligence with an eye on easements/problems/neighborhood issues, a home warranty and an experienced agent can all help avoid problems, but there are no guarantees that you will not have something unexpected pop up after you buy.
Dealing with unexpected issues that come up is part of homeownership.
Dealing with unexpected issues that come up is part of homeownership.
- Denise Diaz, "DeniseDiaz"
- Contributions:2
Depending on the type of financing you choose you may want to choose 2-3 different type of inspections of your new home.
It is imperative to do your research on inspectors that are competent in searching top to bottom in your new home to determine if there are any issues with the home and the estimated costs for these items.
A very good home inspection can run you anywhere up to $500/US (or more - depending on the difficulty) for a home inspection and can cost you additional $$ to inspect for specific things of the home such as: mold, septic tanks, bugs, etc. I say that because the inspector may not look for this themselves but they will bring in their own specialist to look for these additional possible issues.
If your home inspector is not sticking his/her head into anything and doing an inspection that a 5 year old child looking around could do, then obviously you need to find someone else.
Always, Always, be present at your home inspection so you can ask any questions and bring up any concerns.
It is imperative to do your research on inspectors that are competent in searching top to bottom in your new home to determine if there are any issues with the home and the estimated costs for these items.
A very good home inspection can run you anywhere up to $500/US (or more - depending on the difficulty) for a home inspection and can cost you additional $$ to inspect for specific things of the home such as: mold, septic tanks, bugs, etc. I say that because the inspector may not look for this themselves but they will bring in their own specialist to look for these additional possible issues.
If your home inspector is not sticking his/her head into anything and doing an inspection that a 5 year old child looking around could do, then obviously you need to find someone else.
Always, Always, be present at your home inspection so you can ask any questions and bring up any concerns.
How Do you know that their will not be any surprises after moving into your new purchase home?
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