How Does a Lender Value Your Real Estate?Valuing real estate has been a conundrum since the onset of the financial crisis in 2008. Depending on the type of real estate, where it is located, and a myriad of other factors, trying to value real estate in the current market is quite a task.For both banks and private and hard money lenders, valuing real estate for the purpose of making loans has been a daunting task. Since 2008, hard money and private money lenders in particular have shied away from using traditional methods of real estate valuation, e.g. BPOs and appraisals. Post 2008. Many non-bank lenders were relying on their own comparative market analysis versus any formal valuations from 3rd parties. However, with the market seemingly stabilizing, private money lenders are using appraisals again more and more often to prove value.If you are a banker or a non-bank lender, what method are you currently utilizing for determining the value of real estate? August 10 2012 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.