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How and where do I apply for a FHA loan?

I dont know the first thing I should do when we decide to finally buy.You hear different from so many people

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May 22 2012 - Ansonia
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August 30 2012
Speak with a mortgage lender at any big bank or look for mortgage brokers in the yellow pages.  Always great to go off a reference if you know anyone that has purchased a home in the last few years.

Jeff Metcalf, REALTOR(R)
Watson Realty Corp.
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May 23 2012
Ask your friends and family in the area for a good lender that they have used before.  Do the same with a real estate agent.  A good real estate agent and lender will be able to walk you through the process.
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May 22 2012

I would talk to a Mortgage Originator.  They get wholesale rates and usually have the best turn around times.  Mortgage Originators work with all the top banks and can negotiate you the best rate.  Start there.  Good Luck!

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May 22 2012
Contact a lender!
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May 22 2012
First do your free credit report request and make sure all info is correct. Request any innaccurate info be corrected. After you verify and your info is correct, then go to a trusted company and request a preapproval. You will need two months worth of checking, bank statements and at least one month's worth of pay stubs. Then you will find agood local realtor that will help you find a home with in your price, submit an offer with your preapproval then you will do the formal application with your loan officer.
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May 22 2012
Hello, The first thing is find out how much you can afford by going to a lender and putting in an application for a pre-qualification. This is not the full blown application and the lenders I work with regularly don't charge for this process. Or maybe they have to charge for the credit scoring, but it's less than $50 if they do. Then once you have an idea what you can qualify for in terms of loan amount, and also how much cash you will need then you can start looking at what's available in terms of listings. The bottom line here is that you can't put the cart before the horse, if you start looking without consulting a loan officer you are in for disappointment and have just made the chances of successfully finding your next home much less likely. It would be my pleasure to help you make this next life transition as successful and stress free as possible. Please contact me if you would like to discuss this process or if you want a referral to local mortgage/loan professional. I pride myself on working with some of the best people in the business because your success is my success! Benjamin J Shoemaker Broker/Owner Alpha Real Estate Middletown, CT 06457 Office:
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May 22 2012
Contact your local bank and see who does FHA loans
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May 22 2012
 
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How and where do I apply for a FHA loan?
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