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How can I apply for and get a personal loan for $26,000?

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March 29 2009 - Santa Monica
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"If you have equity, go to your bank or credit union and open a Home Equity Line of Credit (AKA: HELOC). This way the interest is tax deductable..."

Not all interest on a HELOC or home equity loan is deductable. Check part of IRS Pub 936 for a more detailed discussion - but the blanket "HELOC interest is tax deductable" statement has been incorrect since the '90s.

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May 30 2010
You can go to your bank and talk to them about getting a personal loan. 
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May 30 2010
go to your bank and ask about a signature loan
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May 30 2010
If you have equity, go to your bank or credit union and open a Home Equity Line of Credit (AKA: HELOC). This way the interest is tax deductable, and normally a lower interest rate (as always, check with your CPA).
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April 15 2009
Profile picture for Theres a hole in my
The only way to get a personal loan is either to refinance or take out a mortgage on your property which requires a slew of paperwork, a lot of patience and time.  OR, you go to a lender of Hard Money!  You will pay a high interest rate - I'm guessing around 15%+ but it is much quicker and less hassle. I would suggest that you find a loan broker or mortgage broker to refer you.  Don't just find one on the Internet.  Hope this helps
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April 10 2009
 
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