Views: 298
US
State
Nearby States
- Alaska
- Alabama
- Arkansas
- American Samoa
- Arizona
- California
- Colorado
- Connecticut
- Washington D.C.
- Delaware
- Florida
- Georgia
- Guam
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Northern Mariana Islands
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Puerto Rico
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Virgin Islands
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Don't see it?

Find:

How can I find a good lender?

christysmith1
Contributions: 1

Contributions: 1

Q&A

:1

Hi,

I want to go for FHA loan in Maryland. One of my friend recommended me www.allfinancialservices.net . I visited their website, and some others too like www.a1mortgagedirect.com and www.cfmortgagecorp.com

I'm kinda stuck that which one I should go for.... need advice on how I can know if the lender is reliable....

Any help will be appreciated!

Thanks

Flag content

October 19 - US

RSS

Answers (8)

Lonnie Jaffe, "Mortgage Advisory"
Contributions: 14

Lonnie Jaffe, "Mortgage Advisory"

Mortgage Lender

Lender rating

4.5/5.0

View ratings and reviews

Contributions: 14

Q&A

:14

View full profile

I believe the best indication is to go to Better Business Bureau and look at the complaints and overall ratings by BBB. The rationale here is that if there have been problems with a lender the BBB will have information listed and if has been resolved to the satisfaction of the borrower. Also, if you request quotes from Zillow.com, you can see if an individual that sends you an offer has an acceptable rating for you to do business with
the lender and the individual that represents the lender. This way you would have several ways to grade the lender and the individual. Good Luck

Flag content

October 29

Greg Darlin, "Greg Darlin"
Contributions: 3178

Greg Darlin, "Greg Darlin"

Mortgage Lender

Lender rating

5.0/5.0

View ratings and reviews

Contributions: 3178

Q&A

:718
Disc

:2460

Zillow All-Star

Since September 2009

View full profile

Christy,
There are many good lenders in Maryland who are members of Zillow. Take a look at their profiles, contributions and reviews. That is a start. Then simply contact a few.
I suggest you work with a lender who is based out of Maryland. Doing so will insure that he or she knows the Maryland market and has other professionals: title companies etc., that can best serve you.

Flag content

October 28

gfacorp
Contributions: 31

gfacorp

Mortgage Lender

Lender rating

3.5/5.0

View ratings and reviews

Contributions: 31

Q&A

:27
Disc

:3
Photos

:1

Zillow All-Star

Since November 2009

View full profile

There are literally dozens of home mortgage lenders in virtually every locale. So how do you find the right lender for you? You have two basic options: you can hire someone (a mortgage broker) to find a lender for you, or you can take the do-it-yourself approach.

OR
Call lenders and ask about their interest rates, points that might be required and other closing costs.

Choose a lender based on who offers the best interest rate, who has the type of mortgage you are looking for and who is willing to work with you.

Flag content

October 28

Jason Klaskin, "Jason Klaskin"
Contributions: 3

Jason Klaskin, "Jason Klaskin"

Contributions: 3

Q&A

:2
Disc

:1

View full profile

Hi chrsitysmith1.
What a great question!

Getting a mortgage is one of the biggest financial decisions you will ever make. You do not want to trust such a big decision to someone that you don't know or that you 'find' on the internet somewhere.

My advice is to find someone in your local marketplace that will educate you and answer any questions you have about mortgages. Someone who will guide you through the approval process and make it as easy as possible for you. Someone who will keep you informed throughout every step of the way through closing. Someone who will actually attend your closing to go over all of the documents with you and make sure that everything goes smoothly.

A professional loan officer will do all of these things and offer competetive rates as well.

The best way to sort through all of the options is to ask friends, family members and your Realtor if they have any recommendations. Make sure that the Realtor doesn't have any financial interest in referring someone as they are required by law to disclose this fact.

If you ask around, you will undoubtedly get strong opinions - both good and bad to help you with your decision.

Most importantly - go with your gut. Interview a few loan officers and see which ones make you feel the most comfortable and offer the most assistance. You should be able to determine who has the most current information on trends in the marketplace that might affect you as a homebuyer.

Hope that helps and good luck with your decision!

Jason

Flag content

October 23

Gene Mundt, "profmortgagebanker"
Contributions: 62

Gene Mundt, "profmortgagebanker"

Mortgage Lender

Lender rating

View ratings and reviews

Contributions: 62

Q&A

:52
Disc

:6
Photos

:4

View full profile

christysmith1: Lenders and loan products are no different than shopping for anything else you will spend your dollars on. Research and referrals are key to your success when making your choice of lender.
Do you know other industry-related professionals? Ask them their opinion of area lenders and loan officers. Have friends that recently purchased a home or refinanced? Gather those referrals, as well. Go online and do some research too. Then compare your lists. The names showing up multiple times? There's your best bet for a successful transaction and good service.
Best of luck with your upcoming purchase and transaction. If you have further questions, please do not hesitate to write.

Flag content

October 19

Nida Makein, "Nida M"
Contributions: 249

Nida Makein, "Nida M"

Contributions: 249

Q&A

:128
Disc

:121

Zillow All-Star

Since August 2009

View full profile

christysmith1,

These discussions on Mortgages Unzipped can give you some insight on what to look for. Good luck with your decision.

Nida

Flag content

October 19

Timothy Sutherland, "SunTrust"
Contributions: 456

Timothy Sutherland, "SunTrust"

Mortgage Lender

Lender rating

5.0/5.0

View ratings and reviews

Contributions: 456

Q&A

:368
Disc

:87
Photos

:1

Zillow All-Star

Since May 2009

View full profile

Plenty of good banks, with good loan officers, throughout Maryland. (Yes, banks do FHA loans also).

Flag content

October 19

Andrew Adams, "203K Specialist"
Contributions: 6923

Andrew Adams, "203K Specialist"

Mortgage Lender

Lender rating

5.0/5.0

View ratings and reviews

Contributions: 6923

Q&A

:2079
Disc

:4826
Photos

:18

Zillow All-Star

Since January 2009

View full profile

How do you find a good anything? Regardless of how you find them you cannot guarantee they are any good until after your deal has closed. You have to rely on the same things you would rely on with any transaction.

I will say this-don't go with a referral to a company. There are good and bad loan officers at any and every company, get referrals to an individual loan officer. Regardless of what company a loan officer works for, if the Loan Officer is good you will be taken care off!

Just my .02

Flag content

October 19

Tools

Create an Email Alert

This alert is for the following:

How often would you like the alert emailed?

Partner Tools

Nearby States

How can I find a good lender?

Contributions: 1

Main Image

Answers (8)

Mortgage Lender

Contributions: 14

Mortgage Lender

Contributions: 3178

Zillow All-Star

Mortgage Lender

Contributions: 31

Zillow All-Star

Contributions: 3

Mortgage Lender

Contributions: 62

Contributions: 249

Zillow All-Star

Mortgage Lender

Contributions: 456

Zillow All-Star

Mortgage Lender

Contributions: 6923

Zillow All-Star

Have a question? Ask it here.

Top Lenders Ratings

Related Questions

Question can my husbands income be considered for a FHA loan if he isn't a co-borrower?

Question Can closing costs be rolled into a FHA loan if the purchase price is already at the max LTV(96.5)?

Question I don't have a much of a credit score because my credit was mixed with someone else. Need a loan bad

Question How do i know if a broker is going to treat me right? With an FHA can I trust any lender?

Question Solid work history, good income, no down payment.

Featured Rates

Assumptions

Amount:

Need a Mortgage?

Get instant mortgage quotes

Be A Good Neighbor

Top Lenders

Ratings