How can I find a legitimate company for refinancing out of a 1st and 2nd mortgage. II have an arm of 6.25 % and the 2nd motgage is a 10 year ballon at 8.25%. I am upside down but never late on the payments.April 16 2009 - Waldorf0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.