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How can I find out information about my home purchase back in 1999? Such as the down payment I made

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June 28 2012 - Fontana
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Answers (3)

There are a few ways you can find that information out.

First and easiest option would be to see if the mortgage lender you are currently serviced by holds a copy of the HUD 1 Settlement statement. This document will outline all of the details associated with your transaction. (this document will also be in your paperwork from closing, but my guess is you do not have that)

Second, you can contact the escrow company if they are still around to see if they still have a copy.

Third you could talk to a title company to do a search and for the property records. Many times the loan amount and purchase price are documented and saved in the records.

Lastly you can contact the county and ask them how to obtain a copy of the mortgage deed of trust recorded after you obtained the property. The deed of trust should indicate how much your mortgage is for, and if you back out the mortgage amount from the purchase price you will end up with the down payment amount.

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June 28 2012
Post your property address.   I can look it up on the title records to see what the original sales price was and the original loan amount.

The difference between those 2 would be your down payment.

Most lenders and Realtors have access to this information.
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June 28 2012
I would check with the Real Estate Company that sold you the home and they may have a copy of the original contract.  But 1999 is a long time ago. The other option would be to go to the title company/lawyer who handled the closing. They might have that record for you...
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June 28 2012
 
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  • Asked by user5077884
  • In Mortgage
  • August 15 2012
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