How can I improve my credit score

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December 03 2009 - Deerwood
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There are lots of things you can do for free to improve your credit score and make it easier for you to buy. You do not need to hire a credit repair company, but you do need to target areas you can work on to raise your credit score.

Start by getting a copy of your credit report so you know what is on it and what your current score is. One credit report a year is free from the credit reporting agencies here, but you will have to pay a small amount for your actual credit score. Last time I looked it was about $12. You can get strategies to improve your score here and here. The myfico site also has a break down of what makes up your score and what you can do to improve it for free. If you are planning to buy a house, focus on making yourself a good candidate to buy before you buy. It will reduce your costs in getting a mortgage and make it more likely that you will be able to keep the house that you buy out of financial trouble later. There is also some info on improving your credit score in this thread here. Hope the links help.
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December 03 2009
 
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How can I improve my credit score
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December 03 2009 | 1 answers
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