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How can I improve my credit score?

  • December 11 2011 - Taunton
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Answers (4)

Credit repair is more than removing negative information from a report, it's proper credit management, adding in good credit accounts if you don't have them, making payments on time, low balances on revolving accounts, limiting inquiries into your credit less than 5 per year, and having different types of credit (installment, revolving, mortgage).  

If you don't know where to get approved for credit, start with Capital One secured, First Premier, and Orchard Bank.  They're credit cards designed to rebuild credit and they approve people with low credit scores.
  • December 11 2011
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Profile picture for SoCal Engr
This site seems to be a good starting point for understanding your FICO, what it means, and how to improve the score.

As Wetdawgs already said, the best way to improve your FICO is to understand it. I would be very cautious about credit-repair organizations, as I have yet to hear of them doing anything that you could not do for yourself.
  • December 11 2011
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Access your free credit report online at www.quizzle.com.  Once you've done this, [self promotion deleted by Zillow  moderator]

Jason Hall
  • December 11 2011
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Step 1: know what it is.

Step 2:  know what actions (or lack of actions) have lowered it.
  • December 11 2011
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