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How can I refinance with bad credit

We financed the house based on the assessed value. The Zillow value is considerably more, and we'd like to refinance to make some improvements. our scores are in the mid-500's
  • March 29 2014 - US
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Answers (3)

We offer financing for people with FICO scores below 600 . However the first steps I would take is look at your report and see what we can possibly do to raise the scores quickly and then, see what we can qualify you for.

Good luck and best wishes!
-Scott
  • April 02 2014
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the first thing is to get with a true mortgage professional to assess your credit history..sometimes, there are some "quick" fixes to your scores.....other times, it is a little more complicated.....but you need to get with a professional that has ALL the resources available to guide you to the conclusion you are seeking!!

all the best

randy
  • April 02 2014
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Pulling cash out of the property with your credit scores in the mid 500's will be next to impossible.

I might consult with a credit repair team to help you get your credit score up over 620 where the majority of lenders are going to want to see you in order to do any sort of cash out financing.

Feel free to message me if you'd like a referal.

Best of Luck.
  • March 29 2014
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