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Gov't has a way of screwing things up sorry for your frustration take the stress out of it by asking each lender a few questions. A GFE is nothing more than:points you wish to pay, lender fees- (Processing, Underwriting any others)This will give you an idea and it shouldn't cost you to obtain basic charges.
first time, input your information into zillow and request some qoutes. you are making the process way to difficult. also, work with someone who you trust he/she may not be the lowest cost but when a problem arises you will want an expert with clear communcation and provide you with customer service.check the others post on zillow you have many people requesting help for this and that after thier loan closed at discount big bank. my first question is always were is the guy/gal who just made a commisson on that closing.as Clark Howard says customer NO service.
Keep shopping. You'll find a lender that is willing to work with you based on needs/wants. If they won't give you a GFE, go elsewhere. Don't give anyone your credit card number until you receive all state disclosures, applcation and a lock commitment.Best of luck!
Does that mean if I haven't gotten the GFE in the mail and they ordered an appraisal, I won't be charged?
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