- Find a Real Estate Professional
- Realtors®
- Mortgage Lenders
- Home Improvement Pros
- Other Real Estate Services
- Review an Agent, Lender or Pro
- Marketing on Zillow
- Real Estate Agent Advertising
- Join the Professional Directory
- Popular
- Real Estate Market Reports
- More
Replies (12)
- Farooq Khan, "readvisor"
- Contributions:2
You should get a Natural Hazard Report From Disclosure source and add CLUE report to that. You can buy the same report from Homeguard. This NHD and CLUE report will have all the information you need. Clue report will give you all the insurance claims against that particular property. Natural Hazard Report Will give you all kinds of natural hazards the property is exposed to i.e. Fire, Earthquick, flooding, landslides etc. etc. If you need help ordering these reports please call me at [contact info removed by moderator]
- km9
- Contributions:127
Thanks Farooq,
I'll ask my agent to see if he can get the bank to provide both.
I'll ask my agent to see if he can get the bank to provide both.
- Robert Walker, "So Cal Agent"
- Contributions:1425
You don't need an agent to order a C.L.U.E. Report. You can order it directly from: http://www.disclosure.com
From what you stated is in regard to a NHD report and that won't disclose what you are asking about if you are referring to the hillside itself. It will tell you if you are in a high file risk area though.
If you want a C.L.U.E. Report which is:
The C.L.U.E.® Risk-Only ReportTM - $19.00
Five-year history of insurance claims on the property
If you have an agent, the seller is suppose to supply the NHD report and your agent can request the C.L.U.E. Report along with the offer. If you are the seller, your agent should be doing this on auto-pilot... Actually, the C.L.U.E. Report isn't a common report, but I have had it requested a couple of times and one agent ordered it and surprised me when they found an undisclosed item that wasn't disclosed to me (water damage insurance claim).
You can gain the same information as the lender or the agents... You just need to know where to go. Most of this information is gained through county and state websites, for free.
Remember, it is the sellers responsibility to disclose the taxes on the property, which just so happens to be in the NHD report.
Good luck
- Robert Walker, "So Cal Agent"
- Contributions:1425
I always thought it was funny how the REO Advisory (C.A.R. Form: REO) says a Bank is Exempt from having to provide a NHD Report (Exemption #1) and then down the form under Requirements (Requirements #2), it states that the Bank is "NOT EXEMPT" from disclosing hazards, i.e., faults, fire, flood, etc...
So another words, they are exempt from providing you a NHD, yet they must disclose, basically, what is in a NHD report. Which by the way means at their expense... Right?
Hmmm....
- Karen Doss, "Karen Doss"
- Contributions:21
The listing agent will provide an NHD report for the property you are purchasing. If they dont, your buyers agent should order that for the buyer. I provide a Clue Report for every every buyer and seller I represent at no charge to either party. I believe in disclosing everything relevent to the property so the buyer is aware of everything involved with the property they are purchasing.
- Rudi Hofmann, "LUXURY HOME LOANS CA"
- Contributions:7435
- Robert Walker, "So Cal Agent"
- Contributions:1425
Thanks Rudi, I thought I corrected that.
Have a great day!
Have a great day!
- Simon Mills, "Mills Realty"
- Contributions:1858
The NHD report from any of the many vendors who provide it are available to anyone who is willing to pay for it. Don't worry about the allocation of cost as it is minimal and the information is important for your buying decision process.
- RichardReid
- Contributions:197
To access your C.L.U.E. report, visit www.ChoiceTrust.com. This is a service provided by Lexis Nexis. Don't be alarmed if you are redirected to their site.
For more information about clue reports and what to look for, view my blog post here.
For more information about clue reports and what to look for, view my blog post here.
- Gina DeGideo, "AZRealEstateGirl"
- Contributions:41
When you call for your new quote on insuring the home, they should be able to provide you with the insurance history as well.
- Rudi Hofmann, "LUXURY HOME LOANS CA"
- Contributions:7435
Welcome Robert.
Happy funding, Rudi
Happy funding, Rudi
- Karen Doss, "Karen Doss"
- Contributions:21
The agent should have information on the property as well and knowledge of the neighborhood. If the neighborhood had a history of slippage the agent and the neighbors would be able to tell you this. A Clue Report gives you information ONLY about what has occurred in the home. The Natural Hazard Report will give you information on: FLOOD HAZARD, HIGH FIRE HAZARD SEVERITY ZONE, WILDLAND AREA THAT MAY CONTAIN SUBSTANTIALFOREST FIRE RISKS AND HAZARDS, EARTHQUAKE FAULT ZONE, and SEISMIC HAZARD ZONE which would show landslide potential. Ask the listing agent to give you a copy of the NHD report before you make an offer on the property. The report could be emailed to you. If you would like a Clue Report I can run one for you all I need is your name and the property address. Let me knowJ
How can you obtain a clue report as a buyer?
Stating a discriminatory preference in an advertisement for housing is illegal. If you think this content is discriminatory or otherwise inappropriate and feel it should be removed from Zillow, please let us know by completing the information above.
We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.