How can you refinance your mortgage for a better rate when your current lender won't?We have asked for a loan modification and BOA won't work with us. Our credit it in bad shape but we are current on our second mortgage.September 11 2012 - Fort Walton Beach00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.