How difficult is it to buy a home after discharging a Ch 13 bankruptcy?My husband and I discharged a Ch 13 in June of 2012. We would like to buy a home again. We are both employed with a combined income around 70K per annum. Our credit scores currently range between 630 and 680. We have had a car loan since August of 2012 with no late payments.Our biggest problem is putting together a down payment. We hope to have between 3 - 5 % for the down payment and closing costs. Do we have even a snowball's chance of getting a loan approval? We are desperate to get OUT of a very cramped apartment. We are looking for something around 110K - 120K.February 19 2013 - Nashville00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.