How do I find out if my home has a upside down mortgagewe took a second mortgage out in 2006 at a high interest rate, we cannot seem to get it down, we are in a chapter 13, seniors and we think the home is upside down since we paid $146.000 and are told it is worth less now, even though in 2006 an appraisal was done and it was worth $184.000. our first mortgage is good and at a decent interest rate. what can we do???? thanks.October 04 2013 - Ladson00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.