How do I know if this home is in a flood zone?

Profile picture for LDR63
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 30 2011 - Sea Bright
  • Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.

Answers (13)

Local tax records should have this information.  This is what the bank goes with when they decide if the town records show the home being in a flood zone.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
February 01 2011
Profile picture for Connie Klemme
You can also just contact a local title company and ask them for help in finding out.   It's something they do everyday.  They can give you info on good resources to use to check in your area.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 30 2011
Once you get the lot and block number of the property you can check with the local planning department and zoning office.  Sometimes it is also good to get a surveyor to get a more accurate answer. 

Best Wishes!
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 30 2011
Here is another link (Maps) that was developed by the Highlands Council that I regularly refer to, you can search by address and includes various other features beyond just flood zones.  Hope it helps.

Best,
Jeremy
[Contact info removed by moderator]
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 30 2011
Profile picture for Josh Price
The FloodMap Mobile app for Android and Apple devices will let you do this from your phone. Useful if you are a homebuyer or an agent.  It uses the FEMA flood zone data and your Zestimate (or a user-entered value).  Then it estimates the FEMA flood insurance cost and gives a list of the local agents for detailed information about a specific property.  Support and info is at [Content removed by moderator].
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 30 2011
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 30 2011
First obtain Lot and Block number of the property. The local Planning and Zoning office would be able to help you with it. 

If you are in a buying process of the property, the survey results will indicate any flood zone, plus the mortgage company will do it's own research before issuing mortgage on the property.

Hope this helps.

Good luck!
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 30 2011
Check the Zoning Department of the county
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 30 2011

One place to start is to google FEMA flood maps.  You should be able to search by address.  Your local insurance provider will have access to current flood maps and will be able to assist in researching.  If it is determined the property is in a flood zone, you can see if your insurance provider and lender will allow you to obtain a quote for the flood insurance based on a previous elevation certificate that was obtained by the current owner (assuming you can get a copy with the help of your agent).  Your insurance provider or a surveyor can assist with suggestions to possibly reduce the current cost of a flood policy if there are things that can be done to reduce the risk (ie more crawl space opening, relocation or raising of mechanical items, etc).
Good luck!

  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 30 2011
Profile picture for sunnyview
FEMA flood maps are all online and searchable by address here. Just fill in the address information on the top left of that linked page and the flood map for the area will pop up.

Flood maps are not perfect. It is always helpful to talk to long time residents, look at newspapers and see if there have been smaller water events that happened, but did not affect a large enough area to have the map redrawn. Hope it helps.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 30 2011
The only way to know with certainty is through a professional surveyor.  The cost for that is anywhere from $500 and up.

Hope this helps.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 30 2011
Check with the municipal planning and zoning department.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 30 2011
The best way is to call the department of environmental management
and ask them,which in turn you may have to go to their office to look at the flood maps
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 30 2011
 

Have a question? Ask it here.

What's this?
Close

By starting a discussion, you can expect more of an interactive, back-and-forth experience where the conversation can go in many different directions.

Or start a discussion
Related Questions
Profile picture for Travis Waller
QuestionHow do I know if this home is in a flood zone?
  • Latest answer by Travis Waller
  • February 01 2011
Related Articles
GuideResources for Buyers
GuideBuyer's Roadmap
GuideHome Inspection
GuideMiami Real Estate's Global Reach
GuideFlip Homes for PROFIT
Mortgage Rates
Be A Good Neighbor

Zillow® Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy

Homes for Sale
  1. 10 Center St, Rumson, NJ Home For Sale
    10 Center St, Rumson, NJ 07760

     For Sale: $225,000

    • Beds: 3
    • Sqft: 1436
    • Baths: 1.5
    • Lot: 8350
  2. 9 Avenue Of Two Rivers S, Rumson, NJ Home For Sale
    9 Avenue Of Two Rivers S, Rumson, NJ 07760

     For Sale: $1,595,000

    • Beds: --
    • Sqft: 4600
    • Baths: --
    • Lot: 104544
  3. 53 Rt 36 E, North Middletown, NJ Home For Sale
    53 Rt 36 E, North Middletown, NJ 07748

     For Sale: $599,000

    • Beds: 6
    • Sqft: --
    • Baths: 2.0
    • Lot: --