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One place to start is to google FEMA flood maps. You should be able to search by address. Your local insurance provider will have access to current flood maps and will be able to assist in researching. If it is determined the property is in a flood zone, you can see if your insurance provider and lender will allow you to obtain a quote for the flood insurance based on a previous elevation certificate that was obtained by the current owner (assuming you can get a copy with the help of your agent). Your insurance provider or a surveyor can assist with suggestions to possibly reduce the current cost of a flood policy if there are things that can be done to reduce the risk (ie more crawl space opening, relocation or raising of mechanical items, etc).Good luck!
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