Profile picture for how2buy

How do i buy a house

  • September 15 2010 - Rivesville
  • 0
    0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.

Answers (5)

Profile picture for Tracy Santrock
As some of the others have mentioned your best bet is to find an experienced agent to represent your interests especially if you are a 1st time homebuyer. 

Please check out the 1st Time Buyers Toolkit that you might find helpful.  Please keep in mind the tax credit has expired and is no longer available. 

  • September 19 2010
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Profile picture for sunnyview
Finding a good realtor is very important. You should also gather information so you know what questions to ask. Here are some interview questions that might help you on your agent search. Just remember to listen to their answers carefully, but trust your gut on who to pick in the end.

The links from Dan are an excellent resource and HUD also has some good links for homebuyers getting started here. Ask a lot of questions, don't accept any information that rings wrong to you and have fun in your house hunt.
  • September 16 2010
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Hi Zillow User,

Your Realtor will be able to walk you through the home buying process. As you can see there is a sea of information on the internet for you to get familiar with. I would Interview mulitple Realtors in your area in person to find one that is a good fit. Ask your trusted friends, co workers and family who they have used in the past to buy homes and who they would recommend. Then interview their recent past clients as well to make sure you feel comfortable with your decision on who to use.

Make sure you find a local agent who is actively selling homes in the area, has lots of experience and is willing to spend the time you need to make sure you fully understand what you are getting into. Finding a good agent who you work well with is very important so do your homework on them.

I hope this helps and good luck out there!

Sincerely,

Bobby Graham with the Graham~Lombardi Real Estate Team in San Diego



  • September 16 2010
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Profile picture for the_country_hick
Unless you buy a house for sale by owner you will need to use a real estate agent. Do NOT use the agent listing the property. Their duty is towards the seller not you the buyer. That can put you at a serious disadvantage when buying.

You need to determine how much you can afford to pay each month for a house. Remember, this will include mortgage, taxes, insurance, heat, a/c, repairs, electricity water, and so on. What you can really afford could be much less than what a bank will lend you. Be careful not to get into to much debt that could hurt you.

If you buy a condo or townhouse and in some subdivisions you could be getting into a HOA. These Home Owners Associations can both rob your wallet every month and tell you what you can not do to or with your own house. In a condo or townhouse the HOA could be in poor shape economically. That means if a roof needs replacing you will have to come up with that money in a "special assessment". What makes it so special is that you can not afford it and yet can not avoid paying it. If you do not pay the HOA fees or the special assessment they can foreclose on your house and take it.
  • September 15 2010
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Profile picture for the_country_hick
The blogs below should help you understand the process and how to decide if buying is really the right choice for you at this time.

This covers the basics of buying a house. It is simple and straightforward.
"Its your first home and you are looking for something but are not sure where to start to look or about loans."

This covers some problems that can come up with properties. It is exhaustive and is exceptionally tough on a property if you find out everything in it.
"Questions I would ask when purchasing any property."

This shows you how to decide if buying or renting makes the most economic sense. You use your numbers and decide yourself which is best.
"Does it make more sense to buy, or to rent? Here is the way to find out for sure."

Sometimes renting at a higher monthly cost is really the cheapest way to go. For a very different perspective read this. 
"Why rent if you could buy for less money? Valid reasons inside."

Prices are falling. If you look inside you will find some solid reasons to wait to buy a house for awhile. It should now be 9 reasons. The buyers credit died. Now that it is gone prices are falling. There are still 9 more reasons left to consider waiting to buy a house.
"10 valid reasons to wait to buy a house."

  • September 15 2010
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.