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How do you find a lender that offers Mobile Home financing as a specialty on Zillow?

  • May 20 2010 - Frisco
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Answers (7)

4 Things Justin...

1) This thread is over a year old.

2) Definition of Weather;
The state of the atmosphere with respect to heat or cold, wetness or dryness, calm or storm, clearness or cloudiness.

3) Definition of Whether;
Expressing a doubt or choice between alternatives.

4) A run-on sentence is a sentence in which two or more independent clauses (i.e., complete sentences) are joined without appropriate punctuation or conjunction.

~~Chuck
  • August 19 2011
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Wells Fargo Home Mortgage & US Bank Manufactured Housing Financing will lend on manufactured homes, weather it be chattel or land/home package, 21st Mortgage & Vanderbilt Mortgage & Finance will all do both as well, but they are very Pro-Clayton Made Products, since they are Owned by Clayton Homes, therefore they will only lend on their Chattel Repo's, Land/Home Packages, & Clayton Branded Products from Clayton Owned Dealerships.

~~JDL
  • August 19 2011
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@Damon it is not due to high default rate. It is due to the fact that mobile homes typically decline in value over time. They are not considered a good investment and most lenders will not touch it if the land is worth more than the home.
  • August 08 2011
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Its seems that most lenders do not do them any more.  I am sure the reason behind this has to do with a high default rate.  I had a client recently that asked me about getting into a double wide and I told him I did not know where to go for the loan.  We found a single family in the price range and it turned out good but I am sure there is still a decent size market for them. 
  • July 17 2011
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Profile picture for Dallas Banker
We offer them, but I'm not going to say it is my specialty. MHL, to answer your question, your best bet is to sort through the directory in the areas that you are looking in. I'm a bit confused as to why you are asking? Don't you offer mobile home financing?
  • May 21 2010
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We can do them also.
  • May 21 2010
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I don't know what lenders on Zillow offer manufactured housing loans, but this may be a good place to start: www.mobilehome.com 
 .... Happy funding, Rudi
  • May 20 2010
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