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This is exactly why you need an agent to represent you. If you don't know how to make an offer how are you going to negotiate through the contract, address inspection and appraisal issues and maneuver a closing? An agent can represent you and should. The agent can ask the seller for compensation if they bring a buyer or the seller may want you to pay the agent to represent you. In either case it is money well spent to be represented by someone that knows the home buying process.
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For Sale: $825,000
For Sale: $114,900
For Sale: $575