- Find a Real Estate Professional
- Realtors®
- Mortgage Lenders
- Home Improvement Pros
- Other Real Estate Services
- Review an Agent, Lender or Pro
- Marketing on Zillow
- Real Estate Agent Advertising
- Join the Professional Directory
- Popular
- Real Estate Market Reports
- More
Answers (4)
- Loretta Buckner, "RealWorldProperties"
- Contributions:205
FHA requirements are a minimum of two years, however there are also credit scoring criteria involved, so it may take longer, depending on the rest of your credit history.
- Justin Sheftell, "Courtesy Mortgage"
- Contributions:3426
2 years with 20% down conventional. 3 years with lesser down on FHA.
- Shatwanna Dean, "THE MORTGAGE MAVEN"
- Contributions:6
From all of the lender guidelines I have read, you would have to wait atleast 36 months after the short sale to purchase another home.
- Michelle Cecchini, "Michelle Cecchini"
- Contributions:221
I understand that you have to wait approximately 2 years to get the points back on your credit score.
How long do I have to wait to purchase home following a short sale with late payments?
Is there any lender that would carry a loan after a short sale with late payments?
Stating a discriminatory preference in an advertisement for housing is illegal. If you think this content is discriminatory or otherwise inappropriate and feel it should be removed from Zillow, please let us know by completing the information above.
We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.