How long does a home need to be rented before the rental income is counted toward the debt ratio?I am having trouble selling my home and am considering renting it out. How long does it need to be rented in order for an underwriter to count the rental income toward the debt ratio?December 05 2012 - Centennial00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.