How long does pre-approval with wells Fargo take?I dropped off my paper work to Wells Fargo yesterday (W-2, taxes, paystubs, letter to the underwriter, pay off letters, documentation backing up my letter to the underwriter) My delema is that I work 1 hr from where I live. I got a promotion and it means more money (dont have the paystubs to prove it yet, in aug it will show) and longer hours, 16 hr days. I need to move to where I work. Now I have a 611 credit score, pay $1245 mort, $345 car and owe $408 on a CC with a limit of $1300. Will pay $200 more on CC Aug 3rd. Last year I grossed $47,000 but this year I am at $41,000 already with out my income increase. How long does it take to get the pre-approval, is the underwriter located at the office I dropped the paper work off at? Also does the underwriter truly look at the whole pic? My mortgage hasnt been last in the past 13 months of reporting thats showed up, my car payment never late, CC alsways full or more amount due (normaly more). I havent gotten a mortgage in 15 years and I dont remember it being this stressful!July 12 2011 - Mentor11YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.