How long you must wait to purchase or refinance a property after a short sale or foreclosure?Call half a dozen lenders and you will get a variety of answers regarding how long you must wait to purchase or refinance a property after a derogatory event like a short sale or foreclosure shows up on your credit report. A good starting point to figuring out the answer is to look at the Fannie Mae (FNMA) and FHA guidelines on the subject. November 05 2013 - Santa Clara0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.