How much money should I have before speaking to a real estate agent?I'm a first time home buyer who has just finished paying off his credit card debt. I have some money saved up but I'm curious as to how much I should have saved before talking to an agent, I don't want to waste their time if I'm talking to one too early. I'm thinking that I want a house in the $70k - $130k range.Here's my financial statsGross Income: $45k base, at least $55k with mandatory overtimeCredit card debt: 0!Student loans : $8,000, no current payment as I'm in school half timeNo current bills for school since my job pays for my classesAuto loan: $14,000 left, $345/monthCredit Score: Checked a month ago and it was 791I currently have $4000 saved and am depositing $1000 bi-weekly.March 04 2011 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.