How much to offer on a foreclosure?I am looking at a property listed at 54,900, it's a foreclosure home that has been for sale for three years. It also would not perc for a conventional septic system or sand mound and needs a pump system valued at 20-30,000. It's in nice condition but needs some work on the deck and a lot of cosmetic work as well as all appliances since it was a foreclosure and they were taken. It is a 1 bedroom, 2 bathroom and it's estimate value for the house and area is 78,000. Three years ago it was listed for 88,000 but I don't think they were aware of the septic issue at that time. What's a good jumping point to offer? Should I add the cost of the septic system into the loan?November 10 2013 - US0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.